Five spreadsheets

Each one built for one job, and honest about who it's for.

All five are Excel files that also work in LibreOffice, with no macros. The two tax sheets, Sole Trader Bookkeeping and the Director calculator, carry the 2025/26 and 2026/27 rates; the others work for any year.

Sole traders and the self-employed

Sole Trader Bookkeeping

FOR: UK self-employed sole traders (cash basis). TAX YEARS: 2025/26 and 2026/27, chosen in Settings. Not for 2024/25 or earlier.

2025/26 and 2026/27

£14.99Find it on Etsy ↗

Limited company directors

Director Salary vs Dividend Calculator

FOR: directors of small UK limited companies. TAX YEARS: 2025/26 and 2026/27, chosen in Settings. Not for 2024/25 or earlier.

2025/26 and 2026/27

£12.99Find it on Etsy ↗

Freelancers and contractors

Freelancer Invoice, Quote and Client Tracker

FOR: UK freelancers, contractors and sole traders who invoice clients. TAX YEARS: any (set the year in Settings; there are no tax rates inside).

Any tax year

£14.99Find it on Etsy ↗

Households

Personal Budget Planner

FOR: UK households and individuals. YEARS: any budget year, with Child Benefit rates for 2025/26 and 2026/27 built in.

Any year

£12.99Find it on Etsy ↗

Couples planning a UK wedding

Wedding Budget and Planner

FOR: couples planning a wedding or civil partnership in England and Wales. Not tied to a tax year.

Any year

£14.99Find it on Etsy ↗

Which one is for me?

Your situation	Start with
You're self-employed and do your own Self Assessment	Sole Trader Bookkeeping
You run a limited company and pay yourself	Director Salary vs Dividend Calculator
You freelance and send your own invoices	Freelancer Invoice, Quote and Client Tracker
You want to know where the money goes each month	Personal Budget Planner
You're planning a wedding in the UK	Wedding Budget and Planner
You're self-employed and send invoices	Both: the bookkeeping sheet for your tax records, the invoice tracker for billing. They're separate files by design, so each stays simple.
You're not sure whether to go limited	The Director Salary vs Dividend Calculator: put in the profit you expect and see what a company would pay you after all the taxes.

Still unsure? Email hello@plainsums.co.uk with a line about your situation and we'll point you at the right one, or tell you if none of them fits.